We are the Flats Experts
Blocks of flats come in all shapes and sizes, from the house converted into 2 flats to a multimillion pound complex. At Elevations Express we believe that all blocks of flats need specialist covers and we have quality bespoke products suitable for the smallest through to the largest.
We can cover the oldest to the newest buildings and most things in between. Our team will take the time to understand the construction of your clients property and offer you the most appropriate product for them.
It’s not just about selling a policy – it’s making sure that the client has the correct cover.
Our Policy Wordings
We have unique specially enhanced wordings agreed with each insurer, we do not believe that a standard residential property owners product is suitable for blocks of flats. A standard residential property owners policy usually has an unoccupancy clause which kicks in when a single flat is unoccupied, the terms are usually impossible to comply with, with perils being deleted.
Our policies do not do this – we simply apply an additional £500 excess. If someone has let their flat out many standard residential property owners policies only pay loss of rent to the policyholder not the individual leaseholders. Read More
Paul our MD, is frequently called upon to participate in events in the Property Industry and writes for the leading publications. He is passionate about ensuring that leaseholders and freeholders are protected and will not sell off the shelf residential property owners policies for blocks of flats. Read More
We have dedicated contacts within each of the insurers we deal with and nominated loss adjusters. We are committed to supporting our clients and have invested in our incident support vehicle, which loss adjusters can use in the event of a large loss. Read More
We have committed and enthusiastic staff who have to go through rigorous training in this sector before they are given their licence to trade. Read More
Flexibility with Competitive Premiums
We have delegated authority schemes with Aviva, AXA, NIG and Covea, with our own rates and specialist policy wordings. We also have a bespoke policy wording with Ecclesiastical, which is ideal for any heritage properties converted into flats. This range of products gives us the flexibility to offer you competitive premiums with specialist covers.
Award Winning Broker